Bankruptcy Law Firm
What documents to I need?
THE FOLLOWING DOCUMENTS ARE REQUIRED PRIOR TO FILING ANY BANKRUPTCY:
- GET A COPY OF A FREE CREDIT REPORT & FAX OR EMAIL TO ME. You may obtain a copy of your credit report at annualcreditreport.com.
- Past three years tax returns (Federal and State) with W-2’s. NOTE: If you cannot locate these returns, call the IRS at 1-800-829-3676 or 1-800-829-1040 and ask for a "transcript" to be faxed or mailed to you.
- Provide copies of at least two months pay stubs (complete set).
- Copy of the last three months of Bank Statements. If you are self-employed, provide six months’ bank statements of both business and personal accounts. Note: If you have multiple accounts, I need to see copies of each account.
- I will need a statement from the day your case is filed. I will check with you on the day your case is filed to find out the checking/savings balance. Please get me a copy of this statement within 3 days. The Chapter Trustee will continue your case if this statement is not included.
- Copy of County tax appraisal (if you live in Richland or Lexington County, I will try to do this for you).
- Copy of any 401(k) loan documents;
- Copy of any family court settlement agreement from the past five years;
- ***Credit Counseling Certificate. My experience has been that Hummingbird Credit Counseling Agency has been the easiest to use. You may contact them at http://www.hummingbird.org/, or by calling 1-800-645-4959. By law, credit counseling agencies must provide this service for free to those who cannot afford it. Ask them if you qualify for a free certificate. Finally, give them my fax # (803) 407 3345 to fax the certificate once you have completed the course.
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Ph) (803) 407-6565
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